Family Legal Protection

Many home insurance companies offer family legal protection.

Family legal protection assists you with legal costs should you need a solicitor in the event of a dispute.

Legal protection can include,

• 24 hour legal advice and support.
• Consumer protection cover. If you buy goods or services and have a disagreement later then you can receive legal representation.
• Unfair dismissal claims with your employer.
• Personal injury claims are covered.
• Court action.
• Transport.
• Earnings lost.
• Expenses incurred.
• Personal injury.

UK Family Legal Protection

There may be an additional charge for legal cover but it is well worth it. Many accident claims end up in court, so it is important to be covered for your legal fees.

It is normally referred to as family legal cover and depending on your insurer covers you from £25,000 to £100,000.

Is Family Legal Protection worth It?

Personally I think family legal protection is worth the extra cost. Even a small legal dispute can end up costing you thousands. Just think first you have to consult a good solicitor. Then when you go to court you need a barrister to represent you. You will probably need more than one meeting with a solicitor and you may have 2 or 3 court appointments because legal cases are rarely settled in one appearance. Just imagine how much all this would cost? A small fortune no doubt! So I think the extra charge for legal cover is worth it.

How Much Does Family Legal Protection Cost?

Family legal protection starts from £1.50 a month depending on your insurer.

Some insurers have an "Excess" for legal protection. It is normally from £50 to £150.

You have the right to cancel your policy within 14 days.

Considering what you are getting I think legal cover is very reasonable. Most big insurers can provide you with cover.

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